We’re changing
the nature of insurance

Our mission is to harness the power of insurance to create a more just and habitable planet.

The PRoblem

Insurance is an overlooked lever for global impact

SOARING COSTS

Insurance rates hit a 20- year high in 2024. Costs continue to rise, eroding your business margins and hitting your bottom line.

COVERAGE GAPS

Old-school coverage misses the risks your business faces today by overinsuring some things while ignoring emerging risks.

VANISHING COVERAGE

Big insurers are exiting states and sectors. No company alone can solve a broken insurance market.

FUELING THE CRISIS

Your insurance premiums fund industries that drive climate change. This worsens the crisis and puts your business at greater risk.

Our solution

Transforming Insurance into a Force for Climate Action

LOWER COSTS

We help cut costs through streamlined policies, tailored coverage strategies, and potential group leverage.

ALIGN PREMIUMS

Joining allows you to direct your company’s insurance dollars toward resilience—not risk. Turn a routine expense into a powerful climate solution.

PROTECT COVERAGE

Safeguard your coverage in a volatile market, leveraging expert guidance and collective power.

FIX GAPS

Our expert brokers identify overlooked exposures to ensure your policies actually match your business risks.

Why companies join

Protect your assets while saving the planet

Joining Premiums for the Planet transforms your insurance from a routine cost into a strategic, mission-aligned asset.

Climate risk = financial risk. From local disruptions to global challenges, climate impacts your bottom line. Insurance is the lever that can either protect your business or expose you to more risk. Rising costs and shrinking coverage options are fueling the crisis, but your insurance choices can drive positive change.

Members enjoy competitive coverage often better rates, with premiums supporting climate-positive initiatives, not industries that harm the planet. Plus, you’ll extend your sustainability impact far beyond your business’ operational footprint.

We offer:

  • World-class coverage and exceptional service

  • Identification of hidden coverage gaps and unnecessary costs

  • A simple, fast process to join with no extra effort or cost

  • The chance to contribute to positive climate action effortlessly

  • Access to a network of like-minded organizations

Our platform covers a wide range of risks and insurance types for organizations of all sizes, all while positioning your company as part of the climate solution.

Join our growing movement

Burton Logo
Jones Snowboards Logo
Peak Design Logo
Outside Logo
1% For The Planet Logo
POW Protect Our Winters Logo

Our FREE insurance membership program
unites climate-conscious organizations into a force for change.

what members are saying:

  • “Joining was as easy as signing a form— and opened up a whole new way to drive real change."

    Kevin McGahan
    CFO, Sierra Club Foundation

  • "If you're climate conscious, in any industry, you can't ignore this massive opportunity to stand for the planet.”

    John Lacy
    CEO
    Burton Snowboards

  • “Once you understand what’s at stake, you know this insurance movement needs to happen and happen fast — we all need to join in and help bring others — we couldn’t find a reason not to get involved, and as we see it gaining momentum, we’re glad and proud to be a part of it.”

    Jeremy Jones
    CEO, Jones Snowboards
    Founder and President, Protect Our Winters

  • “Premiums for the Planet is a well struck note harmonizing climate action with business pragmatism.”

    Kristin Hostetter
    Former Head of Sustainability and Community Partnerships
    Outside

  • “Service has been excellent and we have the full protection we want. It costs us nothing and they made it effortless."

    David Anhalt
    CFO
    Peak Design

Learn More