We’re changing
the nature of insurance

Our mission is to harness the power of insurance to create a more just and habitable planet.

The PRoblem

Insurance is an overlooked lever for global impact

Massive Influence

Insurance is a $7 trillion industry, and the decisions insurers make influence which industries thrive and which are deemed too risky for investment or coverage. This effectively means they have regulatory power at the scale of government—but with the speed, flexibility, and efficiency of the private sector.

Fueling Climate Change

Insurers channel hundreds of billions of dollars into industries fueling climate change through their investment and underwriting activities, threatening the future of our planet. The premiums you pay may end up funding the very sectors that undermine global sustainability efforts.

Increasing Costs, Increasing Risks

By insuring and investing in industries that drive climate change, insurers are amplifying the very risks they are supposed to protect us from. This creates a vicious cycle: more natural disasters lead to higher claims, decreasing access to insurance, driving up premiums and increasing the cost of doing business for everyone.

Outdated Incentives

Insurance is a fundamental part of global business, and everyone—from policyholders to brokers to carriers—is embedded in a system built on outdated incentives. This entrenched system makes collaboration and innovation toward sustainable practices difficult, keeping us stuck in a destructive status quo.

Our solution

Transforming Insurance into a Force for Climate Action

Harnessing Collective Power

Premiums for the Planet unites climate-conscious companies to aggregate their insurance spending, creating a powerful collective force for systemic change. Together, we amplify the demand for sustainable insurance practices that better align with global climate goals and long-term business sustainability.

effortless
impact

Joining Premiums for the Planet requires no extra cost or effort on your part. We transform insurance from a routine business expense into a strategic tool for long-term impact, ensuring that your premiums actively support driving climate solutions, rather than continuing to fuel the problem.

Incentivizing Systemic Change

Insurers compete for the premium dollars of our growing member base. This demand for responsible practices catalyzes system-wide change, driving insurers to embrace sustainable investments and underwriting, and reshaping the entire industry towards a more climate-conscious future.

Shifting the Paradigm

As more companies align their insurance with climate-conscious goals, insurers are incentivized to rethink their underwriting and investment practices. This shift pressures industries driving climate change to adapt while unlocking opportunities for insurers to support sustainable, forward-thinking businesses.

Why companies join

Protect your assets while saving the planet

Joining our brokerage platform is an easy way to transform your insurance spending from a routine expense into a mission-aligned brand asset. Our members enjoy the same or better coverage at competitive costs through our trusted brokerage partner network. Your premiums will contribute to positive climate impact, rather than supporting industries that harm the planet.

  • World-class coverage and service

  • Contribute to positive climate impact with no effort or cost

  • Fast and easy process to join

  • Access a network of like-minded peer organizations

  • Added brand value of our badged membership and belonging in a community of leading brands

Our platform serves most risks, lines of insurance, types, and sizes of organizations, all while showcasing our members as part of the solution.

Join our growing movement

Our insurance membership program
unites climate-conscious organizations into a force for change.

what members are saying: